Asset-Backed Property Investment.
Built for Serious Investors.
Government-Backed. Hands-Off.
Inflation-Linked Returns.
Torc provides asset-backed residential property investments to high-net-worth individuals, family offices, and institutional buyers.
Each property is purpose-adapted for specialist needs; with 10-year leases and full ownership from day one.
Investment Overview
10 Year Lease
Asset Backed
Regulated Partners
Income Producing from Day 1
Annual Upward Rent Reviews
Investor Owned from Day 1
Capital Appreciation
Secure + Assured Income
Management + Maintenance Included
Investment Example
A Yorkshire local authority required support to provide a suitable long-term home for an individual with learning disabilities and autism.
The property was sourced and structured around that identified housing need, creating a secure, income-producing residential investment backed by a 10-year lease.
Priced at £302,343, the property was sold with first-year net rental income of £21,164, delivering a 7% net yield from day one.
The income rises annually in line with inflation, and no day-to-day management or maintenance responsibility for the investor.
A long-term, needs-based property investment, underpinned by real housing demand and structured to deliver secure, inflation-linked income.
Investment Example - Actual Returns
Year 1 Monthly Income
Year 1 Annual Income
Year 10 Projected Annual Income*
Projected Total Income over 10 Years*
The Property Investment
Projected Capital Appreciation over 10 Years*
10 Year Lease
Asset Backed
Annual Upward Rent Reviews
Capital Appreciation
Income Producing from Day 1
Regulated Partners
What Makes This a Strong Investment?
This isn’t a typical rental property. No tenants to manage. No unexpected repair costs.
A fixed 10-year lease delivers consistent monthly income and no management headaches.
Properties are approved by local authorities and the NHS, meeting strict regulations for care and safety.
Real Impact, Real Returns
These properties house people transitioning from hospital into supported, permanent living.
Your capital creates dignified homes for those who need them most.
Strong returns and real social impact; this is what ESG investing looks like in practice.
Portfolio Snapshot
Five homes. £1.5m portfolio value. £104,000+ first-year income – a 7% net yield.
Projected to reach 8.14% by end of lease, based on OBR forecasts.
RETURN BREAKDOWN (REALITY VS PERCEPTION)
| Investment Model | Realistic Net Return (What you actually Keep) | Return Reliability (Consistency Over Time) | Income Quality (Predictability) | Risk Adjusted Return | Overall Score |
|---|---|---|---|---|---|
| TORC (Small Supports) | 7% NET
(Delivered) ★★★★★ | HIGH
Long-term contracts, needs led demand ★★★★★ | HIGH Contracted, structured, funded placements ★★★★★ | HIGH Strong returns with low risk ★★★★★ | ★★★★★ EXCELLENT |
| HMOs | 4% - 6% NET (After Costs) ★★★☆☆ | MEDIUM Void, tenant churn, income disruption ★★★☆☆ | MEDIUM Dependent on tenants and occupancy ★★★☆☆ | MEDIUM Higher risk, moderate return ★★★☆☆ | ★★★☆☆AVERAGE |
| SERCO / ASYLUM CONTRACTS | 5% - 7% NET (After Costs) ★★★☆☆ | MEDIUM Dependent on contract renewal & gov't policy ★★★☆☆ | MEDIUM / HIGH Government - backed while active ★★★★☆ | MEDIUM Contract & political risk factors ★★★☆☆ | ★★★☆☆AVERAGE |
| HOMELESS ACCOMODATION | 5% - 8% NET (Volatile) ★☆☆☆☆ | LOW High voids, short - term placements ★☆☆☆☆ | LOW Unpredictable, short notice terminations ★☆☆☆☆ | LOW High risk, inconsistent returns ★☆☆☆☆ | ★☆☆☆☆POOR |
| STANDARD BTL (APT) | 3% - 5% NET (After Costs) ★☆☆☆☆ | LOW Market cycles, voids, tenant turnover ★☆☆☆☆ | LOW Dependent on market & tenant stability ★☆☆☆☆ | LOW Lower returns, ongoing risk ★☆☆☆☆ | ★☆☆☆☆POOR |
THE BOTTOM LINE: Torc (Single Supports) delivers the strongest combination of real, consistent returns, low risk and zero hassle.
INVESTMENT MODEL COMPARISON
| Factor | Small Supports (Torc) | HMOs | Serco / Asylum Contracts | Homeless Accommodation | Standard BTL (APT) |
|---|---|---|---|---|---|
| Income Type | High ★★★★★ | Medium ★★★☆☆ | Medium/High ★★★★☆ | Low/Medium ★★★☆☆ | Low ★☆☆☆☆ |
| Net Return Potential | High ★★★★★ | Medium/High ★★★★☆ | Medium ★★★☆☆ | Medium/High ★★★★★ | Low/Medium ★★★☆☆ |
| Lease Length | High (10+ years) ★★★★★ | Medium
(6–12 months) ★★★☆☆ | Medium / High
(6 - 10 years) ★★★★★ | Low
(Short Term) ★☆☆☆☆ | Low
(3 months) ★☆☆☆☆ |
| Void Risk | Very Low ★★★★★ | High ★☆☆☆☆ | Low
(While Active) ★★★★★ | Medium/High ★★★☆☆ | Medium ★★★☆☆ |
| Referral Strength | Strong ★★★★★ | None ★☆☆☆☆ | Increased Regulation and Tenant Rights ★★★☆☆ | LA Dependent ★★★☆☆ | None ★☆☆☆☆ |
| Demand Driver | Non-Discretionary (Health & Care) ★★★★★ | Market - Driven ★☆☆☆☆ | Political / Migration Policy ★★★☆☆ | Social Pressure / Homelessness ★★★☆☆ | Market Driven ★☆☆☆☆ |
| Management Intensity | Hands-Off
(Fully Structured) ★★★★★ | High ★☆☆☆☆ | Medium ★★★☆☆ | Very High ★☆☆☆☆ | Medium ★★★☆☆ |
| Tenant Profile | Supported, 1:1 Care, Funded ★★★★★ | Working Professionals / Students ★★★☆☆ | Asylum Seekers ★★★☆☆ | High-Needs / Unstable ★☆☆☆☆ | General Public ★★★☆☆ |
| Operational Risk | Low ★★★★★ | Medium ★★★☆☆ | Medium / High ★☆☆☆☆ | High ★☆☆☆☆ | Medium ★★★☆☆ |
| Regulatory Risk | Low ★★★★★ | Low ★★★★★ | High ★☆☆☆☆ | Medium / High ★★★★☆ | Low ★★★★★ |
| Wear & Tear | Low ★★★★★ | High ★☆☆☆☆ | Medium ★★★☆☆ | Very High ★☆☆☆☆ | Medium ★★★☆☆ |
| Investor Involvement | Minimal / Passive ★★★★★ | Active ★☆☆☆☆ | Passive
(If Structured) ★★★★★ | Active / Problem Heavy ★☆☆☆☆ | Semi Active ★★★☆☆ |
| Scalability | High ★★★★★ | Limited ★☆☆☆☆ | Limited ★☆☆☆☆ | Difficult ★☆☆☆☆ | Moderate ★★★☆☆ |
| Exit Liquidity | Retail Investor Market ★★★★★ | Retail Investor Market ★★★☆☆ | Limited ★☆☆☆☆ | Limited ★☆☆☆☆ | Strong Retail Market ★★★☆☆ |
Torc (Single Supports) Delivers the Strongest Combination of Stability, Returns, Low Risk and Zero Hassle.
What makes it secure?
Torc focuses on purpose-adapted residential properties for individuals with specialist needs. 10-year leases. Full ownership from the outset. Stable, inflation-linked returns.